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Home Insurance – Are My Valuable Items (Jewelry, Watches, Art) Covered?

Chances are a homeowner’s policy isn’t nearly enough to replace your valuables if they are lost, stolen or damaged.  For example, money, coins, jewelry, furs, and other items have sub-limits in your homeowner’s policy.  This gives you minimal protection for personal property.  A standard homeowner policy may also limit the perils or cause of loss […]

Freezing Conditions; How to Avoid Damage to Your Home

As many of you are already aware, below freezing temperatures are expected to hit the Houston area by Friday the 4th of February. Here are some recommendations courtesy of American Risk Insurance – Freezing Conditions Outdoor pipes, pipes in unheated areas, and pipes that run along uninsulated exterior walls can burst if the water in […]

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