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A Strong Financial Plan Starts with Insurance

Financial Planning. For most, it’s not the most exciting topic. Everyone likes to have money, but few really enjoy talking about it let alone planning for it.

There are many aspects to successful financial plans. Most include a family budget, emergency savings, retirement savings, and…insurance!

So today, let’s review the important parts of your insurance financial plan.

Protect Your Stuff – This is what we think of first when it comes to insurance. You fix your car after an accident and replace your belongings after a fire. When you review your financial plan, you want to make sure that all of your valuable assets are protected here. Cars, homes, high priced jewelry or artwork, boats, motorcycles, ATV’s, etc. Protect it all and make sure that the deductible is reasonable and that you have full replacement cost coverage. (We can explain all the details.)

Protect Your Money – Liability is a misunderstood coverage, but it’s extremely important. When you are held responsible, then your assets and your money are at risk! What if your teenager caused an accident and your were sued? What if you caused a major accident and didn’t have enough liability coverage and were sued for the difference? Good insurance can make sure this doesn’t happen! We look at how much you have to protect (total assets) and create a plan to cover it all.

Protect Your Family – You can protect all of your belongings, but the ultimate way to protect your family if through good life and disability insurance. If something happens to you, you don’t have to worry about your family’s standard of living dropping. You can plan to pay off debt, pay for college, or anything else that is important to you.

All of this might seem like a lot for think about, but it doesn’t have to be. With a great insurance agent, you can meet once a year and trust that all of these things are taken care of. Why not take a few minutes to schedule an insurance financial planning review with one of our agents at Pinnacle Point Insurance? Call us at 281.543.7493 today!


Live Without Fear!