Hey, so Hurricane Beryl has made its way through and left a lot of damage out there. There are lots of trees down, lots of fences down, and lots of damage to folks’ homes and vehicles. I wanted to create a short video to talk about a few Hurricane Beryl insurance claim scenarios that are probably top of mind right now and hopefully help you decide whether or not it makes sense to reach out to your insurance company to file a claim.

SCENARIO 4: Will my home insurance policy cover damage to my vehicles if a tree falls onto my home and damages them inside my garage?

What about another claim scenario? Again, going back to Hurricane Beryl, if a tree fell onto my home and damaged my home and my vehicles, would my home insurance policy pay for the damage to the vehicles inside my garage if a tree fell over and damaged them all? The answer is no. I would need to seek out my auto insurance company for the damage to the vehicles. This is always the case, so your comprehensive auto insurance deductible would come into play.

Tips for Filing a Hurricane Beryl Insurance Claim

So there’s some scenarios for you. If you do feel like you need to file a claim, obviously reach out to your insurance company to file the claim. Pack as much patience as you can with the claims adjusters at this time because they’re going to all be overwhelmed regardless of who the insurance company is. If you have the ability ahead of time to reach out to the appropriate contractors to see if they can give you an estimate for repairs to make sure that those repairs are more than your deductible, I definitely suggest doing so.

But either way, hopefully, this has answered some of your questions. Feel free to reach out, though, if you have any others, and I’d be happy to help out. Give us a call at (281) 528-5737 or visit Pinnacle Point Insurance.